Company
Aliya’s mission is to make lending intelligent, inclusive, and continuously profitable for banks.
“Aliya” comes from a Hebrew word meaning “to ascend” or “to rise higher.” It reflects the company’s core purpose — elevating banking performance and access to credit through intelligence, automation, and trust.
We believe banks should own the future of lending — not fintechs. Our agentic operating system turns credit decisioning, risk management, and customer engagement into a single intelligent workflow that grows deposits, reduces losses, and expands access to credit.
Leadership
Aliya is led by banking veterans, technologists, and risk-modeling experts. CEO Wije Wijegoonaratna brings decades of experience in consumer lending innovation and risk analytics. The broader leadership team combines deep backgrounds from top banks, regulators, and AI companies — ensuring that every innovation meets both performance and compliance standards.
Our vision
Aliya’s long-term vision is to be the digital operating system for all regulated credit activity — personal loans, small business, auto, and beyond. By embedding intelligence directly into the transaction layer, Aliya aims to make credit decisions as fast, precise, and trustworthy as payments. The end goal: a fully agentic, self-optimizing bank balance sheet.
